Here are a few ways that you can get started using the Web site to find the best used cars for your needs – right from the comfort of your home:

Browse our inventory

Whenever we get a new used car into our inventory, we review the used car in Toronto from the inside out and make sure that we understand everything that is going on with the used car. We then record details about the used car in North York, take pictures of the interior and exterior, and post this information online to our online inventory. Then, when customers begin their used car search, they can simply visit the inventory section of our Web site to get started with their searches. This online inventory helps customers to get a good idea of what used cars we have in stock – and helps them to see what features and options are available on used cars these days.

Credit application

Many of our customers buy their used cars with the help of a used car loan. We proudly offer competitive used car loans that are designed to make all of our used cars affordable for everyone. These used cars loans are even available for customers with bad credit or no credit. However, in order to get a used car loan, our customers need to be sure that they first complete the credit application. We have a secure credit application available online so that our customers can begin it from the comfort of their homes or offices.

Information

We post a wide variety of information about our dealership online so that our customers can learn more about our warranty programs, special rates and offers, and more. This information can help our customers to become comfortable with our policies and services before they buy their used cars.

Contact Collection of Fine Cars, your used import dealer in Toronto today to learn more about our dealership or to get started with your used car buying process right away!

Having bad credit is nothing to be ashamed of. We have many customers each day that approach us for car loans in Toronto, but are embarrassed by their credit situations. They also believe that because they have bad credit, they will not be able to get a good car loan that they can actually afford. We want all of our customers to know, first, that we are here to help them get the best cars and the best car loans for their needs. Therefore, we will not pass judgment on them because they have bad credit. In fact, if our customers have bad credit, they are still able to get great cars and amazing car loans in North York.

However, by taking some small steps to repair their credit, our customers will be able to position themselves to get a better car loan rate years down the road. We can recommend some simple changes today that will help each of our customers set themselves up for lower interest rates and higher loan amounts years down the road. Here are a few tips for our customers that can help them repair their credit:

Get that car loan

Get that car loan in Toronto. Go ahead! Even if you have to take out a bad credit car loan, you will not only be able to drive away in a car, but you will actually be rebuilding your credit. Whenever you take out a bad credit car loan, you will be setting yourself up to get a good credit car loan down the road. Why? Because as long as you repay that bad credit car loan, you’ll be showing future lenders that you have a history of being financial stable and of being responsible enough to repay your car loans. Future lenders will like that!

Stay put

If you have been changing your address or job frequently, we know that this may not be your fault. However, it will still reflect negatively on your credit. Therefore, stay put as much as you can. This means keeping the same mailing address and, if possible, keeping the same job.

Minimize debts

It’s important that you keep your debts as streamlined as possible. This means that you minimize the number of debts that you have. Close old credit card accounts that you no longer use. If possible, transfer your credit card balances to one card as well. Lenders want to see that you have as few financial commitments to other lenders as possible so that they will know that your financial commitment to them will take priority.

Contact Collection of Fine Cars, your used import dealer in Toronto today to get started with your bad credit car loan today or for more information about how you can improve your credit!

If you are looking for effective ways to reduce the price of your used import in Toronto or to make buying a new or used car easier than ever, then check out our three tips for financing your car purchase. These tips are designed to be effective for everyone – no matter what your current budget or financial situation is. By using one or all of these financing tips, we hope that you will be able to save a significant amount of money off of the cost of your car – no matter what your financial requirements are. Without further ado, here are our three most helpful financial tips:

Go for the loan

Many of our customers are aware that they will need a car loan  in Toronto in order to more easily afford the right kind of car for their needs. While many customers have to choose between buying a less reliable car with the small amount of cash that they have or buying a car that will suit their long-term needs with a loan, we always think the decision should be easy: go for the loan. Sure – if you buy a less reliable car with cash, you won’t have a loan to think about. However, you may have more repairs on your plate and the car may not be as safe as it should be. Taking out a small car loan can not only help you to afford a car that will suit your long-term needs, but it can help to ensure that the car you buy will be safe and durable for years to come. Trust us: it’s worth it.

Trade-in to trade-up

We have a helpful trade-in program that helps many of our customers trade their existing cars in for money off of the cost of their new cars. Some customers use their trade-ins to get better cars while other customers use their trade ins to reduce the overall price of the used import in Toronto. We’re happy to help you determine the value of your trade-in so that you can maximize your savings and get the right car for you.

Look for deals

We have special deals going on for our customers all of the time. These deals change, so you’ll have to contact us to find out what deals are going on now or may be coming up. However, these deals are designed to help you get low interest rates, low down payments, cash back, or other great financial arrangements you’ll love.

At Collection of Fine Cars, your used import dealer in  Toronto, we look forward to helping you save your money. Contact us today to learn more about how we can help you!

Buying a used car in Toronto makes a lot of sense today since the costs for new cars continue to increase and many people cannot afford to buy one. If you think that your income is not high enough to purchase a new car, then you can settle for a used car. But before you buy one, you have to decide first if you can buy it on a cash basis or if you need used car financing in Toronto to purchase it.

If you can pay cash for the total cost, there will be no problem. However, if you need car financing, you have to look for a reliable car financing company or lending institution that offers the lowest interest rates.

There are credit unions and local banks that are willing to finance the needed amount so you can purchase a used car with an annual percentage rate of only 1.9 percent. But you have to remember that this can only happen during the first year. Without prior notice, the interest rates can go higher, which can be very inconvenient for you, especially if your income is fixed every year. This is why you have to be very careful in choosing the lender who will finance your used car purchase; otherwise, you might spend more than what you can afford.

If you need to purchase a used car and you are short of budget, used car financing is indeed the best solution for you. But keep in mind that it is better to get a car loan in Toronto from a lending institution than from your Collection of Fine Cars, your used import dealer in Toronto. You can ask information from someone who has already obtained used car financing so you can also purchase a used car at the best price and interest rates. After all, it is your hard-earned money that is at stake here.

When the time comes to get a new, or at least new to you, car there are things that should go into the decision making. Your needs may have changed since the last time you purchased a car. Have you gotten married since you bought that cool sports car you are now driving? Is a family in your immediate future? Once you decide what type of car you want, what’s next?

If safety is something you consider before purchasing a car, do your research. The internet is your friend and has a lot of information from both the federal government testing and non-profit testing on the safety of different cars on the market. If you are looking at used cars in Toronto, they will have information on those as well. There are also websites and some car dealerships that will provide a history of repairs and possible accidents in which a car may have been involved. Use all means available to you to make the most informed choice.

If you are not paying cash for your new car, how much of a car payment can you afford? How much of a down payment will you have? And have you gotten prequalified for a loan? If you have this all figured out before you walk onto a showroom floor it will save you a lot of grief. How disappointing it is to fall in love with the perfect car just to find out you can’t buy it. No car you pick after that is going to seem as good. Let the salesperson know what you can afford and be firm.

Most dealerships have websites now that will allow you to look at the stock they have available. This is likely to include both new and used cars in Toronto on their lots. If you don’t want to buy from a dealership there are ads from local newspapers and television stations on the internet as well. All are good resources and will save you time and gas driving from car lot to car lot.

Another good resource is family and friends. Talk to them and see if anyone has had a particularly good or bad experience in purchasing a car. This may help you avoid pitfalls and may give you a good direction to go in. Buying a car, especially if it is your first, can be an emotional experience. Try not to get yourself so focused on just one particular car that you miss out on a better car or better deal. Take a friend or family member with you as a second pair of eyes and ears. They may see or hear things that you miss.

Unless money is not an issue for you, buying a new car can be a major investment. You may find that buying a new car over a used car in Toronto will actually be less expensive in the long run. Many manufacturers are now offering free regular maintenance on their cars for a number of years. If you had to pay for this yourself you may decide to wait because of the cost. And by waiting you may be putting more wear and tear on the car. Take all of this into consideration before you make your final decision.

In order to find the right used car in Toronto for your needs, it is important that you know what it is that you need to think about. We are happy to provide each of our customers with a sort-of checklist of things that they need to think about – and will help our customers to determine which used cars are best for them. Here are some of the things that we’d like to encourage you to think about when it’s time for you to buy a used car:

Define your needs

When it comes to buying a used car in Toronto, many of our customers already know exactly what their needs are. For example, some customers may just want a used car that can get them safely to and from work. However, other customers have more specific needs, such as the need to transport the entire family or the need to be able to tow a boat or other large item. Make a list of all of the needs that you have from your used car so that you can get a better understanding of exactly where you need to begin your used car search.

Decide what options you want

Many people are able to include a list of options or features that they want from the used car that they buy. Some of these options may come along with the car. Other options may have to be purchased separately in addition to the used car. For example, if you want to haul large items, you may have to select a used car that has a tow package. However, this may be more of an option than a necessity – and it could be an expensive option.

Think about your budget

Your budget is important when it comes to buying a used import in Toronto. Not only do you need to be sure that you can afford to make your down payment on the used car, but if you are going to take out a loan for the car, you also need to be sure that you can afford the monthly loan repayments. Therefore, be sure that you are comfortable with your budget before you buy your used car.

Contact us today for more information about what you should look out for when buying a used import in Toronto.

Every week, we sell dozens of used cars in North York to customers with the expectation that those used cars will be durable enough to last for many years to come. After all, before we ever put a used car on the lot, we make sure that our experienced technicians have completely inspected the used car to ensure that it is in the best possible condition.

However, there are a few tips that we’d like to encourage our customers to become familiar with in order to ensure that they maintain their used cars as well as possible. While we can prevent and address many of the most common issues that arise with used cars, it’s always best for the life of the car if our customers are able to maintain them as well as possible on their own.

Here are a few tips that we suggest our customers follow when caring for their used cars in Vaughan:

Be a “good” driver

The definition of a good driver varies from person to person, but most of our customers would agree that a good driver is courteous to others on te road and maintains a fairly even highway speed to avoid antagonizing other drivers. When you start and slow your engine a lot – either on the highway or in city driving, you’re adding stress to the engine, transmission, and differential. You can also do some damage of the brake pedal that will decrease its life expectancy. We recommend using cruise control as often as possible and accelerating or decelerating at an even speed as much as possible.

Forget things tend to fade away

While this adage may be good for some things in life, it’s not so good for car components. If you spend an entire summer without turning on your heater, chances are good that you may have a couple of issues with your heater when winter comes. While we certainly don’t recommend blasting your heater all summer, we do recommend turning it on once or twice during the season – just to give it a primer. The same thing goes for your air conditioning, four wheel drive systems, parking brakes, and all other parts of your car. Use them to avoid losing them!

Start slow

This is especially helpful during cold weather driving – start your engine slowly to help it warm up before you take off down the road. You need to make sure the oil pumps through the entire engine before taking it off for a drive in order to improve its life and effectiveness.

Contact Collection of Fine Cars, your used import dealer in North York today  at www.collectionfinecars.com for more information about how you can keep your used car running better longer!

If you are like many of our customers, you are going to be taking out a car loan in Toronto in order to afford your new or used car. When you take out a car loan, you will need to pay an interest rate on top of that car loan. The interest rate can be very complicated for many of our customers to understand – especially for those customers that are just taking out a loan for the first time. Here’s some more information about interest rates that may help to shed some light on a rather complication car loan in Scarborough component:

They are normal

Whenever you take out a loan of any type, it is highly likely that you will have to pay interest on that loan. Interest is the amount of money that you give to the lender in exchange for the car loan. It may help to think about interest as the lender’s “interest” in the arrangement. While we all may wish that lenders would lend us money out of the good of their own hearts, it’s not practical for any lender – even family members – to lend money without charging something for the arrangement. Interest is generally very small compared to the amount of the entire loan.

Interest rates vary

It’s rare for two people to get the same interest rate for the same amount of money – even on the same day and with very similar circumstances. Interest rates vary a great deal depending on a wide variety of factors. Those factors include the general economic conditions, a person’s credit history and credit score, specials that are going on at the dealership, the loan amount, the duration of the loan, and more. Therefore, you can expect for your interest rate to be different than someone else’s.

Interest is based on the entire loan amount

Interest is a percentage of the entire loan. You can often either get a fixed interest rate or a variable interest rate. It’s wise to have one of our lenders explain how both of these loan options may impact you and your loan before you decide which loan options to choose. You’ll repay the interest as you repay the principal loan amount each month and may not even be aware of the interest repayment (again – it’s generally rather small compared to the loan amount).

We’re happy to discuss interest with you. Contact Collection of Fine Cars, your used import dealer in Toronto today for more information about interest and our loan programs.

When it comes to saving money on your used car in Richmond Hill, one of the biggest places where you can make an impact is by understanding your car. When you understand how to fix small repairs in your car and when you need to take your car to a shop, you’ll not only save money on service, but you’ll also have peace of mind.

Keep in mind that if your used car in North York is covered under your warranty, you should always feel comfortable bringing it into the shop – regardless of whether or not you feel that the issue is a big one or not. We always encourage our customers to be as careful and safe as possible. That being said, it’s important to know what you can fix on your own.

Oil Changes

Many of our customers enjoy changing their oil on their own – even when they can bring their car into the shop. You should change your oil once every 3,000 miles, which may be about once every three months, depending on how much you drive your car. We recommend that you speak with one of our mechanics in order to learn how to change your oil on your own. And always make sure that you follow every possible safety precaution.

Listen for Noises

There are many noises in the engine of a car that can be correlated to different things. Some of these noises are normal. Other noises, however, can indicate that something may be going wrong. For example, if you hear a clicking when you turn your wheel, you may have a loose or cracked axel that needs attention. If you hear a squeal, it may be time to change a hose or a belt.

Check the Engine Parts

There are several parts of your engine that you should check regularly to make sure that they are in tip-top shape. By checking your engine regularly, you’ll be able to avoid potentially hazardous and costly repairs down the road. For example, you should check your belts regularly by pressing down on them. If they crack or give by more than half an inch, have them checked out by a profession. When you squeeze your belts, they should not be sticky or crack. If they do crack, have them checked out immediately.

By understanding your car and taking small steps to maintain it, you’ll be able to save money off of the cost of service. Contact Collection of Fine Cars, your used car dealer in Toronto today at www.collectionfinecars.com  to learn more about our service plans and warranty programs that may also help you save money.